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Click on the image
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There are no more excuses to procrastinate after using this software! It makes a believer out of the most
skeptical user! |
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PERSONAL FINANCIAL PLANNER™ is a professionally designed multiple year planning and forecasting software program. The software program provides fully integrated, multiple year, annual projections in five key planning areas: Personal Financial Planning, Education Planning, Pension Planning, Estate and Gift Planning and Life Insurance Planning. It is easy-to-use and requires only basic knowledge in the five key planning areas described above. Custom program menus, easy to follow data input screens and hassle free printing will assure quality results in less than 60 minutes. |
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| FEATURES: |
| Improve Productivity |
The entire planning and projection process is assumption driven. The integrated design and automatic calculation capabilities provide a significant reduction in effort, eliminate erroneous calculations, take the drudgery out of the process, and make changes in assumptions and “What-If” analysis easy to accomplish. |
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| Personal Financial Planning |
Simply input the required details for all assets and liabilities owned,current and future income sources and current and future living expenses. The program will project, for a period of up to fifty years, detailed schedules of Net Assets, Cash Flow, Sources of Income and Expense net of related Income Tax Expense and Amortization of Debts included in liabilities. |
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| Education Planning |
Calculates and summarizes the projected Pre-College Costs and College Costs for multiple individuals - on an annual funding basis and on a current sinking fund basis. |
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| Pension Planning |
Projects combined funds available for retirement for multiple plans,
calculates required withdrawals and calculates the after-tax benefits available for beneficiaries.. |
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| Estate and Gift Planning |
Calculates taxable estate and estate taxes assuming death of applicable person (husband / wife) at user defined dates. A tabular presentation and a graphic presentation of the Gross Estate, Net Estate and Transfers to Beneficiaries present an understandable and concise view of the projected data. Annual Gifts and Unified Credit Transfers during lifetime are projected based upon user input. The tax saving effects of these gifts is shown on an interest adjusted basis. |
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| Life Insurance Planning |
Calculates the interest adjusted cost of life insurance, up to twelve Policies, and compares the cost to the after tax benefit over a period of fifty years |
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| Graphs |
Helpful graphs are used in each of the five key planning areas to make pertinent information easily understandable. |
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| Data Input |
| Data input screens are well organized, easy to follow and allow for sufficient customizable detail. Data input screens include the following: |
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General Data |
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Family Data |
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Detail of Liquid Assets |
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Detail of Non Liquid Income Producing Assets |
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Detail of other Non Liquid Assets |
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Retirement Plan Assets |
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Life Insurance |
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Income Sources |
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Living Expenses |
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Education Planning Requirementsq |
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Estate Planning Requirements |
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| SYSTEM REQUIREMENTS: |
| Hardware |
An IBM or compatible personal computer |
| Internal Memory |
128MB RAM (256MB Recommended) |
| Operating System |
Windows 98SE or higher |
| Spreadsheet Software |
Excel 2000 or higher |
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